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Understand Debt
Anyone intending to challenge a debt that has gone into collections — even someone with a case as rock solid as Gibraltar — needs to know what they’re up against.…
You’ve heard the ads on TV and radio. They spout enticing promises like “Same day cash advance!” Or, “Bad credit, no credit? No problem! You’re approved!” These are the misleading…
Assessing Your Debt If you wonder how much debt is too much, or how much is “normal,” the answer is another question: How much debt can you afford? U.S. household…
Debt collection is a billion-dollar industry that makes calls on more than one-third of the adult population in the U.S. If the phone rings – and you have legitimately incurred…
10 Debt Traps & Tips: How to Avoid Debt by Being Careful There are lots of products and services on the market that may promise temporary relief from your debt—and…
Six months after James lost his job at an auto parts distributorship, his financial life began melting down. His tendency to spend freely on restaurants and vacations relied on the…
If you can read this, the saying goes, thank a teacher. In fact, thank them twice if they’ve remained committed to the job of educating our kids while juggling their…
The difference between secured and unsecured loans, in a word, is collateral. Secured loans require borrowers to put up a tangible asset, such as the home or vehicle they’re purchasing.…
Credit Card Debt When to use credit vs. debit, how to manage your credit card debt and how to organize your credit card statements. Students Here you’ll learn how to…
Watch these personal finance videos by Sergeant Debt, the OneVision Debt Drill Sergeant. Here, you’ll learn key tips to budgeting, saving and paying off your debt. Personal Finance Video #1:…